Check Fraud

Identify fraudulent in-clearing checks within your institution’s hold window.

Uncover check fraud quickly with greater efficiency

Even though their overall usage continues to decline, checks are a primary method of attack for criminals. This makes them a serious fraud threat and check fraud detection a challenge for institutions across the country.

Verafin analyzes your customers’ in-clearing check activity to alert you to potential kiting activity or indicators of counterfeit and stolen checks. Plus, with the help of Verafin’s check imaging functionality, you have the tools you need to make quick and informed decisions on potentially fraudulent check activity.



Verafin analyzes a customer’s check activity for indicators of stolen checks. You are alerted to the presence of a wide range of potentially suspicious activity, including unusual dollar values, large check number sequence gaps, and duplicate check numbers.


To help you uncover check kiting activity, Verafin considers a customer’s deposit and withdrawal activity, while also analyzing account balance for potential float loss and excessive unusual behavior.


Verafin provides you with the ability to view images of potentially suspicious checks within the alert. At a click, you can view the front and back of a check, compare features against other checks drawn from the same institution or written by the same payer.


Stop kiting activity early

Verafin’s check kiting alerts warn you of potential kiting activity before the fraudster adds more checks across additional accounts.

Prevent stolen checks and identity theft

Thieves will often target mail boxes, homes, and businesses to steal identity documentation and obtain blank checks. The presence of a stolen check helps you isolate this activity and alerts you to groups of checks that are potentially compromised.

Improved check investigations

Verafin’s check image functionality gives you the ability to visually compare checks by payee and originating FI without having to leave the alert.

More Verafin Features

Automated SAR functionality. At the click of a button you can create a pre-populated SAR. Complete your narrative and queue it for overnight electronic submission directly from Verafin to FinCEN. Verafin can also remind you when it is time for 90-day refiling, if the suspicious activity continues. Learn more >
Integrated case management. Integrated case management functionality lets you create a fully audited and tracked investigation. Upload related files, assign tasks to other users, and document your decisions — all in one location. Learn More >
Enterprise reporting. With hundreds of ad-hoc data reports, and the ability to create custom reports that include the information fields you need, Verafin helps improve auditing, reporting and record-keeping of all aspects of your fraud and AML detection efforts. Learn more >
Cross-Channel Fraud Detection. Fraudsters will target every available channel to enrich themselves at your customers’ (and your institution’s) expense. Verafin’s cross-channel analysis generates data-rich alerts that help you proactively detect scams and stop fraud losses from Deposit Fraud, Check Fraud, Card Fraud, Loan Fraud, Wire Fraud, ACH Fraud, and Online Account Takeover. Learn more >

Interested in learning more about Verafin's Check Fraud Solution?